KYC screening
Support customer screening as part of your financial crime control processes.
Anti-Money Laundering
LUMINA
Clarity across financial crime controls.
Bring KYC, sanctions and watchlist screening, transaction screening, and rule configuration into focus with P4S’s anti-money laundering solution.
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The operational challenge
Clarity across financial crime controls.
Financial crime controls depend on the ability to make sense of customers, transactions, and unusual activity. Fragmented screening and complex rules can make that work harder.
For financial institutions strengthening customer and transaction screening, configurable controls, and financial activity review.
What the offering addresses
Capabilities in focus.
Sanctions and Watchlist Screening
Screen customers, entities, and relevant information against sanctions lists and watchlists through structured screening processes.
Transaction screening
Review transaction activity to support the identification of unusual patterns.
Smart Rule Console
Configure rules around the operational needs and risk priorities of your institution.
Workflow management
Coordinate AML alerts, reviews, responsibilities, and follow-up actions through structured workflows.
Entity Intelligence
Connect customer and entity information to support a clearer view of relationships and financial crime risk.
Compliance Anywhere - AML Intelligence on the Go
Access AML intelligence and keep compliance reviews moving while working away from the desk.
LUMINA Nexus - Network Analytics & Money Mule Detection
Analyze connected entities and transaction networks to identify money mule patterns and support financial crime reviews.
AMIN - AI-powered Investigation & Actions
Support investigations with AI-assisted analysis and coordinated follow-up actions.
LUMINA & LUMINA Nexus
Screen the activity.
Understand the connections.
LUMINA brings customer and transaction screening, configurable rules, and AML workflows together. LUMINA Nexus adds the network perspective: relationships between entities and transaction patterns that can reveal money mule activity.
LUMINA
Customer and transaction context → screening and rules → operational review.
LUMINA Nexus
Connected entities → transaction networks → money mule pattern review.
Built around financial services
Sector context.
Focused controls.
01
Central banks
A coordinated view of reported financial fraud.
- Consolidate complaints from the public, law enforcement agencies, banks, financial institutions, and telecom registries.
- Connect shared fraud intelligence with regulatory oversight.
- Coordinate blacklisting and timely action across participating institutions.
02
Retail banking
Protect the everyday digital banking journey.
- Connect customer screening with identity and transaction context.
- Review account takeover signals and money mule patterns.
- Coordinate alerts, investigations, and follow-up actions.
03
Corporate banking
Look beyond the company name.
- Review ultimate beneficial ownership (UBO) and connected entities.
- Assess NGO and nonprofit relationships in risk-based due diligence.
- Connect entity screening with transaction context and reviews.
04
Capital / Wealth Management
Connect investor context with investment risk.
- Bring Investor 360 perspectives to profiles and relationships.
- Review product, fund, deal, and counterparty risk.
- Coordinate screening, investigation, and documented reviews.
05
Insurance Vertical
Follow risk across the policy lifecycle.
- Screen policyholders, beneficiaries, and intermediaries.
- Review premium patterns and unusual surrender or payout activity.
- Connect claims and policy servicing with compliance workflows.
06
Payment organizations
Keep risk in view from onboarding to settlement.
- Review merchant relationships, linked accounts, and payment velocity.
- Connect fraud and AML reviews with payment context.
- Coordinate routing, investigation, and operational response.
07
Fintech businesses
Connect controls across digital journeys.
- Combine identity, device, and customer screening signals.
- Review synthetic identity and account abuse risks.
- Connect onboarding and transactions through API orchestration.
How it works
From input to action.
Follow the key stages of the operational workflow.
Capture
Bring customer and transaction information into the screening process.
Screen
Apply KYC, sanctions and watchlist, and transaction screening controls.
Review
Assess unusual activity against configured rules and business context.
Act
Progress the review through the organization’s financial crime procedures.
Continue exploring
Explore related capabilities.
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API Orchestration & Routing
iROUTE
Connect source and destination APIs through a central orchestration interface, with routing, data transformation, and graphical monitoring.
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